oh? now then everyone found out what is "policy risk"?
is 4% in SA that you can withdraw any time really a big fucking deal?
is 4% in SA that you can withdraw any time really a big fucking deal?
money market fund is basically 4%
stop being such a pussy
i welcome the higher FRS, since it means more years that i can reduce my taxes
also CPF life is an insanely good government subsidized product and anyone with half a brain will know that it is massively better than any similar instrument on the market
maxing out the FRS is a no brainer decision, and for the rich without liquidity issues, this is the best fixed income asset you can have, compared to all the inferior junk available to be sold to you
the cpf shielding thing doesnt really bother me, but knowing how spoilt sinkies are, im sure the 1m65 ppl are rioting with very angry keyboard warrior attacks, lol
my CPF strategy remains unchange:
1 top up MA and SA every year for max deductions
2 invest OA above $20K into 100% stocks
when i retire
1 let CPF life pay me some basic income
2 withdraw everything else and invest in stocks
stocks are risky?
yeah, well, everything's high risk if you're a pussy
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