low rates should not affect you

if short term interest rates are 2% or 3% or 4%, it should make no difference to your life

it seems to me like sinkies are ultra fixated in high yield savings account and broker cash management account promotions, tbills and ssbs as REPLACEMENTS to actually taking investment risks

i see the same people talking about all these numbers

2.9%

3.1%

3.3%

who the fuck cares?

1 year returns for snp500?

+29%

you fear drawdowns

i fear that the positive returns that i make are too low