Tuesday, December 31, 2024

critic of honey money sg 1m sgd

https://www.youtube.com/watch?v=aPR8Mbn1RM8

 

first, important background info:

- i watch almost every single of chris videos

- i see a lot of my younger self in him

- i see a lot of my poorer self in him

- he has a 1M35 goal ($1M USD by age 35)

- i achieved 10M35 

- i got no course to sell you, no live event for you to attend


video notes:

- his idea of ikigai is objectively wrong

- but nvm, as long as he is happy with his own idea of ikigai, there is nothing wrong with it

https://guailanking.blogspot.com/2024/11/ikigai-more-like-its-lie.html


- agree with his method of counting his net worth

- agree that own stay residence should conservatively be considered pure utility and not a financial asset


- change in "scarcity" to "abundance" mindset, amazing milestone unlocked

- no longer niao to the cents

- min max ccs as a hobby and not a wealth building tool

 

- manage cost, maintain health, maintain relationships, all good generic advice


- high income skills -> high income makes sense from his current position, but its not the final form

 

 

video commentary done, let me address the final point

 

"income" is a dangerous word that he is using

here i see yet another person, trying to sell their time and labor for higher dollar amounts

sure, skills is for yourself, instead of salary that is reliant on a company retaining employement

but it is still "worker" mindset


i already say i see a lot of my younger and poorer self in chris

i saw his transition from part time finfluenza, to become self employed, and already long predicted that he will corporatize as he realize self employed is basically 90% the work of own company employ ownself, but having a company has a lot more benefits

i saw him being so gian about cc miles and points to him having the realization that cc minmaxing is a fun intellectual hobby that optimizes financial situation, but is not wealth changing (next level is him admitting that all the low caps


i say the above so you know im not coming from a place of jealousy (i had more at his age)

and i completely understand the evolution in mindset, because i already walked the same path too 

i think what he is doing and thinking about is correct given his situation

im not saying he is wrong

im just saying what will happen next

 

his next mindset milestone life changer will be realizing that he is his own super "worker"

nothing bad about being the star employee of the month

except that if the worker dont work, worker dont make money

the next mindset shift for him will be from super saikang coolie star employee (ownself employ ownself)  -> do next to nothing capital deployer, business owner


the lifepath of chris honeymoney from here on out will be textbook example

he will indeed focus on his high income skills and he will hustle and really pull in high income

and once he amass enough capital within the next 10 years, he will very quickly see that the uncapped returns of capital is higher than his diminishing marginal net returns of labor

and he will now "retire" again and his "ikigai" will change

as he realize, knn every few days must make video content and show face, so much obligations

buy property ppl kpkb buy car ppl kpkb go holiday ppl kpkb spend my own money ppl kpkb

and the obligations will no longer feel "worth it" as the marginal returns of his labor is lower than capital

why work extra hours or even work at all, when your capital works 24/7 no off day and returns better?

his ikigai will change, as he realize, he does not need to do things "that he can be paid for"

he does not need to do things "that the world needs"

he does not need to do things "that he is good at"

he can just do things - because he wants to

 

congrats on your 1m sgd chris

as you say yourself

this is not the end, it is just the beginnging

looking forward to seeing you reach enlightenment in the coming years

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