the "best" s&p500

spy, voo on ibkr

us estate tax - yes

div wht - 30% 

lionglobal infinity us, amundi prime usa

us estate tax - no

div wht - 30% 

 

 

ishares us index fund on endowus

us estate tax - no

div wht - 0%

platform fees - 0.3% pa

 (approximately replacing div wht with platform fees instead)

 

above this line... at least its not an ilp or some 1.5% pa faggot fund sold by a bank

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below this line, good job

 

 

cspx, vuag on ibkr

us estate tax - no

div wht - 15%

 

 

spxs, i500 on ibkr

us estate tax - no

div wht - 0% 

 

 

people say synthetic replication is risky

everything is risky if you are a pussy

rip endowus

endowus main advantage was that they exclusively had amundi prime usa available for cpf-oa

now phillip poems also have, gg

the endowus extra 0.3% pa platform fee is not worth it

once ishares us index fund is also on poems, endowus is dead

their cash mgmt offering is also very weak

they cannot compete when the vehicles are already low fees and without high kickbacks

they now only threaten banks that sell faggot funds with 1.5% annual mgmt fee with 0.75% - 1% kickback and replace the high kickback with a fixed 0.3% pa platform fee

eager to see how they fight back

but most likely, they will just admit defeat 

and focus on a different segmentation instead of saying how they are the cheapest on the market

its cliche

but fees are concrete and certain - we can reduce those for instant and permanent wins

there are no fund managers, that will take your money, that can also outperform consistently

anyone that can, doesnt need to earn your fees