still stupid though
i said it before, so no harm saying it again
"this is beyond stupid"
it is a fairly retarded product for consumers, but then again the average consumer is financially retarded
so in all fairness it is a match made in heaven
since my last post, i will correct myself to say that they are not a ponzi scheme
the chocolate finance business model is earning from the kickbacks given by funds that they allocate to
this model only exists in asia where it is legal to bribe unit trust brokers to push products
this is illegal in many countries
as a consumer, its a very convoluted way to eventually just get money market returns
i do not have an account with them and i am avoiding them
