Monday, June 2, 2025

is your returns better than ROMP? rate of money printing

the rate of money printing is about 7-10% a year

assume worst case 10%


that why recent years us stocks nominal returns are 15% for spy and 20% for qqq


the real returns are 5% and 10%

you invest in us stocks?


good


you are higher than the rate of money printing

you are becoming richer


you invest in sgx stocks, reits, sti etf and value companies?

your returns are 5-15%

average about 10%

real returns 0%


you take on investment risk to match the rate of money printing

you are running and becoming tired but still same place


you invest in bank fd, uob one account promo, moo moo cash plus sign up offers and ssbs?

your returns are 3-5%

i very nice, pretend its 5%

real returns -5%


you do so much financial magic tricks to lose 5% a year

you very good

stylo milo

at least it is entertaining for me to watch


inflation not a scary word

rate of money printing, maybe a bit more scary

call it the global background passive rate of wealth destruction, then maybe people will wake up


everyone knows that "inflation make money worth less over time"

few people do anything about it


just invest in things with the rate of return higher than the rate of money printing lor

easy solution to a easy problem

so what things are higher than the rate of money printing?


you are not going to like the truth

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